Retirement Income Distribution

Click here for the link to our Wealth2k Income Distribution Site.

This web site contains valuable information on the most important phase of your Retirement planning, that is how do you manage your money so you don't run out of it before you pass away. Maintaining a "Purchasing Power" that keeps up with inflation requires more then just "Money Management," it requires a systematic plan.

U.S. Bureau of the Census study entitled "65+ in the United States" pointed out that the growing population of older Americans needs to know how to make its money last a lot longer. According to the study, the "old-old," or those over the age of 85, are the fastest-growing segment of the population, and "recent improvements in the chances of survival at the end of the age spectrum have emerged as the most important factor in the growth of the oldest old."

The report goes on to say that "the average expectation of additional years of life at age 65 has increased by 46 percent between 1900 and 1991." In fact, it shows that the number of 65-year-olds in 1940 who lived to be at least 90 years old was only 7 percent. By 1960 it had doubled to 14 percent. It almost doubled again to 26 percent by 2000, and it is expected to increase to 42 percent by 2050.

We believe that it is possible to live 20, 30 or even 40 or more years in retirement. The challenge is to have enough money to sustain your life style and purchasing power for that length of time.

At Allaire Financial Strategies we have a systematic approach to guide you in that process and help you achieve this important objective. Please review our Web Site and call us at 716-862-0500.